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New changes to the rental laws
New rules are making renting fairer and more secure for Victorians. From 25 November 2025 , significant changes to rental laws will start. If you're renting, you'll have stronger rights and protections, greater security over your lease and finances and improved safety in your home. If you're a rental provider, you'll have clearer obligations and better processes for managing your property. The new rules balance the relationship between renters and providers, giving everyone
pmlendingsolutions
Dec 4, 20252 min read


Cash Rate -Unchanged Nov 25
The Reserve Bank of Australia (RBA) has delivered on one of the most widely tipped Melbourne Cup Day wagers, keeping interest rates on hold while also hinting there may be no further cuts to come. Delivering its decision half an hour before the running of the famous race - in what has become a traditional but unconnected event - the RBA board said it was prudent to keep the cash rate target at 3.6 per cent. And while some economists still believe the central bank will pass on
pmlendingsolutions
Nov 6, 20251 min read


Five things to look for when choosing your broker
A good mortgage broker can be the key to your property portfolio success. Here's how to find one. Mortgage brokers worth their salt will look to build a trusted relationship with you - one that's more focused on service than selling. Here are five things to look for when choosing your broker. 1.Recommendations Asking your personal network for referrals is a good starting point. This could help you find a local broker with experience working with borrowers at your life stage,
pmlendingsolutions
Nov 3, 20253 min read


Why brokers hold the keys to getting your foot in the property door
Getting a foot in the door of your dream home might be getting harder, but talking to a mortgage broker could get you the keys more quickly. Purchasing a property in today's housing market is not for the faint-hearted. Would-be homebuyers have only to turn on their TV - or check Facebook or Twitter - for the latest news informing them that their dream home is slipping further out of reach. When you add in the challenge of sourcing the right loan, first homebuyers can be forgi
pmlendingsolutions
Nov 3, 20252 min read


Exploring the First Home Guarantee Scheme Benefits for New Homebuyers
The path to owning your first home can often feel overwhelming, especially with skyrocketing property prices and strict lending rules. But there’s a silver lining for first-time buyers: the First Home Guarantee Scheme . This initiative aims to ease the financial strains of entering the property market. In this post, we will explore the benefits of this scheme and how it can help new homebuyers fulfill their dream of homeownership. What is the First Home Guarantee Scheme? The
pmlendingsolutions
Oct 28, 20254 min read
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